6 Tips To Help You Lower Your Monthly Bills
There are many ways to lower your monthly bills. While some of these methods may be more applicable than others depending on your personal situation, all of them can provide at least a little relief when it comes to cutting costs each month. So read on and see which ones might work best for you!
Cut Back on Your Energy Usage
Energy bills can be some of the highest monthly expenses for many people and businesses. There are several ways you can cut back on these costs each month by adjusting your usage habits. For example, switch to LED lights as they use less energy than traditional bulbs and make sure that all appliances, including the television, are turned off when you’re not using them.
You can also try programs that allow you to track your energy usage online or through an app on your phone. You can then see exactly where and when you’re using the most energy, which allows you to cut back wherever possible. Also, according to electricitymonster.com.au, if you compare different electricity providers you might be able to save up to 40% on your monthly bill. This can be a quick and easy way to cut back on your usage.
Reduce Your Phone Usage
Phone bills can get very high, especially if you use your phone for calling and texting a lot. But, if you use apps like Skype or Whatsapp for free calls and texts you could see big savings every month. In addition, if you’re constantly checking your phone for the latest news, games, and social media updates it’s a good idea to turn off notifications. This will reduce the amount of energy your phone uses throughout the day, which might help you cut down on usage too.
Another thing you can do to reduce your bills is ditch cable in favor of free online entertainment. Several streaming services, like Crackle and ABC iView, offer hours of free TV shows and movies every month. You can also use websites, like Reddit or Imgur, to access special interest groups that share content for free. Also, you might be able to find some great deals on Internet-connected devices when purchasing them from an online retailer. For example, if you buy your router and modem from a reputable seller the price of these items in your monthly bill could drop significantly.
Unused Memberships and Services
Do you really use all the memberships and services you have? You could be wasting a lot of money by keeping some of them just in case. For example, if you haven’t been to the gym in months, cancel your membership and start going for free to a local park or playground instead. You can also cut back on memberships that you rarely use by changing the billing terms to monthly instead of yearly or quarterly. This will ensure that you’re only being billed for these services when you really need them, which should help reduce your monthly expenses.
Switch to a Cheaper Mobile Plan
According to Finder.com.au, it’s possible to save up to $550 a year by switching from a contract mobile plan to a prepaid or month-to-month SIM-only plan. If you’re not using your phone that much it might be time for an upgrade to a cheaper plan, especially if your current provider has increased their prices recently. Also, if you’re spending more than $40 a month on your current plan there are probably better deals available. You can check for these deals by comparing plans on the websites of different providers or asking their customer service teams about any new promotions they have.
Discounts, Coupons, and Cashback Sites
If you’re not familiar with all of these terms it’s probably time to do a bit of research. There are more than 1,000 websites and apps out there that offer money off everything from groceries and clothes to phone plans and energy usage. So if you want to save some cash on your monthly expenses it’s a good idea to look into what’s available. Also, if you’re using cashback sites for all of your online purchases you can save even more money on top of any discounts or coupons you might find.
It’s natural to want to save money and reduce your monthly expenses, but it can be difficult. Often the best way is by making small changes- like turning off notifications on your phone or switching cell carriers- that will allow you to cut back without feeling deprived. It doesn’t take any extra time either; once these changes are in place they should stay there for good!
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